Personal credit restoration, business credit development, and funding readiness built under realistic, compliant, and transparent standards.
Consultations are informational. No obligation to purchase services. Credit repair cannot guarantee score increases or removal of accurate information.
Whether you need credit restoration, business credit, or funding access, we guide you through each step.
Audit, dispute preparation, bureau communication, and portal tracking to address inaccurate, obsolete, and unverifiable negative items.
Entity compliance, D&B registration, vendor tier building, and monitoring to build business credit independent of personal guarantees.
Funding readiness reviews and access to revolving and installment personal funding programs tailored to your profile.
Business loan and credit line preparation, including working capital, equipment, expansion, and specialized commercial loan programs.
Third-party lender approval is guaranteed by no company. Credit-building services help prepare your profile, but lending decisions are made exclusively by independent underwriting institutions.
Complete our initial intake form so we understand your current situation, whether personal credit, business credit, or funding readiness.
We review your profile and explain the best options. If you are not ready for funding, we tell you why and what needs to happen first.
We begin work on the agreed program, disputing inaccurate items, establishing vendor accounts, or structuring your business properly.
When your file is ready, you move to the appropriate funding application pathway, with realistic expectations and the right preparation behind you.
Here are the answers to some of the most common questions. If you need more information, feel free to reach out — we’re here to help.
Credit restoration typically takes 3 to 6 months depending on the complexity of your report, the number of items being disputed, and the responsiveness of the credit bureaus. Each round of disputes generally takes 30 to 45 days.
Eligibility varies depending on whether you are seeking personal or business funding. Personal funding typically looks at your credit score, debt-to-income ratio, and income consistency. Business funding evaluates entity age, revenue history, business bank deposits, and established vendor trade lines.
No, your initial credit consultation and preliminary assessment are completely confidential and free of charge. We analyze your credit profile and recommend the appropriate roadmap before you commit to any program.
Yes. Many clients optimize both personal and commercial credit profiles simultaneously to unlock maximum borrowing power, access working capital, and build corporate credit independent of personal guarantees.
Getting started is simple. Complete our quick 3-minute online assessment below, or contact our advisory team directly to begin your comprehensive credit review and customized funding plan.
Take the first step toward better credit, more funding options, and a stronger financial future. Get in touch today.
Credit Restoration Consultation is a business services and consulting company. Credit restoration services focus on accurate reporting of consumer credit information under the Fair Credit Reporting Act (FCRA).
Credit Restoration Consultation is not a direct lender, and does not provide financing or make lending decisions. Funding options require independent application and underwriting approval by respective third-party lending partners.
Credit repair organizations are prohibited by federal law from making false claims or promising specific score increases.
